Attention homeowners: Real estate appraisal services in NE North Carolina and SE Virginia

The top 7 reasons why NC homeowners use 4Loines Real Estate Services:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in NC

Do you own a house in or near Shawboro? Do you need help determining the value of your real estate?
Contact 4Loines Real Estate Services.

We at 4Loines Real Estate Services understand the unique needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at 4Loines Real Estate Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At 4Loines Real Estate Services, we're veterans in helping clients just like you remove unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that is declining. That means you're going to pay more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from 4Loines Real Estate Services is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. 4Loines Real Estate Services can provide you with efficient appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have an expert double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.